One Hen and Then: The Story of a Small Loan and a Big Dream

Kojo’s family doesn’t have much. But Kojo has big dreams and one big idea. It starts with him borrowing money to buy a fluffy white hen. The hen provides his family with eggs, and even some extras he can sell at the market. With the money he makes, Kojo pays back his loan and buys more hens. More hens mean more eggs to sell. With the profits from the egg sales, he can pay his school fees and then go to college, where he learns more about raising chickens. And, in time, Kojo’s dreams come true: He becomes the owner of a thriving business - and the person who can help other big dreamers in his community.

Adapted from the bestselling book One Hen, which was inspired by the real-life experiences of Dr. Kwabena Darko, this picture book, written by award-winning authors Katie Smith Milway and Mary Beth Leatherdale, presents an easy-to-understand explanation of microfinance for younger readers. Through a relatable main character and a step-by-step narrative, the accessible story describes how one small loan can uplift an entire community. Colorful illustrations by Tequitia Andrews help to clarify the concepts and add texture and visual appeal. This book is part of the popular CitizenKid collection of books aligned to the UN’s Sustainable Development Goals. Adapted to suit a younger audience aged 5–8, One Hen and Then is an excellent accompaniment to lessons on global communities, mathematics and basic money management. Back matter includes a note from Dr. Darko, more about microfinancing, resources and questions for discussion.